Beem Pricing. Simplified.
No surprises, just transparent and simple pricing. Easily compare plans, then choose the one just right for you
+1
Trusted by
5 Million+
Lite
$0.99/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
Access
$10
$10
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
99¢
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
View all benefits
Basic
$2.47/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
up to $50
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
$4
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
View all benefits
Plus
$5.97/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
up to $100
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
$4
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Claim up to $500
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
View all benefits
Pro
$12.97/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
up to $1000
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
$2
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Claim up to $1000
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
View all benefits
Life Plus
$7.47/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
up to $100
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
$4
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
Claim up to $500
View all benefits
Life Pro
$14.97/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
up to $1000
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
$2
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
Claim up to $1000
View all benefits
Lite
$0.99/mo
Basic
$2.47/mo
Plus
$5.97/mo
Pro
$12.97/mo
Life Plus
$7.47/mo
Life Pro
$14.97/mo
Everdraft™ - Cash for emergencies
No interest. No credit checks. No income restrictions. No due dates. No tips.
Access
$10
$10
Access
up to $50
up to $50
Access
up to $100
up to $100
Access
up to $1000
up to $1000
Access
up to $100
up to $100
Access
up to $1000
up to $1000
Withdraw funds instantly
Receive funds instantly into your debit card starting at one low fee of 99¢
Starting at 99¢
Starting at $4
Starting at $4
Starting at $2
Starting at $4
Starting at $2
Job loss & disability protection
Protect yourself in case of a job loss or total disability with maximum coverage up to $1,000.
Claim
up to $500
up to $500
Claim
up to $1000
up to $1000
Lower interest rate on personal loans
Consolidate your debt and reduce your interest up to 30%
Life insurance benefit
Secure your family’s future with Beem Life Benefit. No underwriting, no tests. They get payout up to $1,000
Claim
up to $500
up to $500
Claim
up to $1000
up to $1000
Save up to 40% on car insurance
Compare auto-insurance quotes & switch to cheaper premiums
Play games & earn cash
Choose from 1000+ thrilling games. Hit milestones on games, earn cash rewards and withdraw instantly
On-demand healthcare for you & your family
Cover your entire family for under $40/month. Get 24/7 doctor visits, discounts on dental, vision, & drug stores
$34.99/mo
$34.99/mo
$34.99/mo
$34.99/mo
$34.99/mo
$34.99/mo
Affordable health insurance
Get a plan with flexible solutions for medical, accident, critical illness and dental plans starting at $2.80/month
Earn up to 5% APY in savings
Watch your money grow with high interest rate
Centre Console
Avoid overdrafts & bank fee, see upcoming bills, get personalized offers & recommendations & more.
Smart wallet that helps build credit
Withdraw money anytime
- Gift cards, 2,500+ retailers (Instant, Free) (Coming Soon)
- Pre-paid VISA or Mastercard (Instant, Free) (Coming Soon)
- Your bank account (ACH, 3-5 business days, Free)
Send money to anyone
- Send money to anyone, without the need to share your personal or financial details
- Send it to those without the Beem app
- Send it to those without a bank account
Recipient can receive funds using
- Gift cards, 2,500+ retailers (Instant, Free) (Coming Soon)
- Pre-paid VISA or Mastercard (Instant, Free) (Coming Soon)
- Bank issued debit card (Instant, $4/transfer)
- Bank account (ACH, 3-5 business days, Free)
Monitor & grow your credit
- Check your credit score regularly
- Use a Score Simulator to understand actions that can lead to better score
- Track your borrowings vs income & how to get better
- Get timely alerts when your credit score dips or moves up
Get identity theft protection
- Get timely alerts on any identity (SSN or email or password) theft or data leakage in dark web
- Protect yourself against identity theft with up to $1 Million insurance
Protect your device & your wellness
a) Peace of Mind Lite -$3.99/mo Protect your phone with AKKO screen protection, covering new, used, and refurbished devices.
b) Peace of Mind Basic - $8.99/mo Get screen protection with AKKO, plus access to Headspace for mindfulness and FitOn Pro for fitness, anytime, anywhere.
c) Full Device Protection - $7.99/mo Comprehensive protection for your phone with AKKO full device coverage, available for new, used, and refurbished phones.
d) Peace of Mind Plus - $12.99/mo Enjoy full device protection with AKKO, mindfulness with Headspace, and fitness with FitOn Pro, all in one plan.
e) Peace of Mind Pro - $13.99/mo Full device protection with AKKO, Headspace for mindfulness, FitOn Pro for fitness, and Dashlane for password security across all your accounts.